:root{
      --dark2:#0e0d12; --dark:#1a1920;
      --cream:#f5eedc; --muted:rgba(245,238,220,.45);
      --border:rgba(245,238,220,.08);
      --r:22px;
      --g200a:#4a90d9; --g200b:#7bb3e8;
      --g500a:#8b6914; --g500b:#c9a84c;
    }
    *,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
    html{scroll-behavior:smooth}
    body{font-family:'Chiron GoRound TC','Nunito',sans-serif;background:var(--dark2);color:var(--cream);line-height:1.6;overflow-x:hidden;font-size:17px}

    /* ── NAV ── */
    nav{
      position:sticky;top:0;z-index:100;
      display:flex;align-items:center;justify-content:space-between;
      padding:16px 56px;
      background:rgba(14,13,18,.9);backdrop-filter:blur(20px);
      border-bottom:1px solid var(--border);
    }
    .nav-logo img{height:56px;width:auto}
    nav ul{list-style:none;display:flex;gap:20px;align-items:center}
    .nav-link{text-decoration:none;color:rgba(245,238,220,.65);font-weight:600;font-size:1rem;transition:color .2s}
    .nav-link:hover{color:var(--cream)}
    .btn-nav{display:inline-block;text-decoration:none;cursor:pointer;border:none;padding:12px 28px;border-radius:100px;font-family:inherit;font-size:.95rem;font-weight:700;border:2px solid rgba(245,238,220,.35);color:var(--cream);background:transparent;transition:background .2s,border-color .2s}
    .btn-nav:hover{background:rgba(245,238,220,.08);border-color:var(--cream)}

    /* ── HERO ── */
    .hero{
      position:relative;min-height:100vh;
      display:grid;grid-template-columns:1fr 1fr;
      align-items:center;padding:0 40px;gap:48px;overflow:hidden;
    }
    .blob1{position:absolute;width:700px;height:700px;border-radius:50%;background:radial-gradient(circle,rgba(74,144,217,.20) 0%,transparent 70%);top:-160px;left:-80px;pointer-events:none}
    .blob2{position:absolute;width:580px;height:580px;border-radius:50%;background:radial-gradient(circle,rgba(201,168,76,.16) 0%,transparent 70%);top:80px;right:60px;pointer-events:none}
    .hero-left{position:relative;z-index:2;padding-top:110px;padding-bottom:80px}
    .badge{display:inline-flex;align-items:center;gap:8px;border:1px solid rgba(74,144,217,.4);background:rgba(74,144,217,.08);color:var(--g200b);padding:7px 20px;border-radius:100px;font-size:.78rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;margin-bottom:32px}
    .badge-dot{width:7px;height:7px;border-radius:50%;background:var(--g200b);display:inline-block;animation:pulse 2s infinite}
    @keyframes pulse{0%,100%{opacity:1}50%{opacity:.3}}
    .hero h1{font-size:clamp(3.2rem,5.5vw,5.6rem);font-weight:900;letter-spacing:-.04em;line-height:1.02;margin-bottom:26px}
    .grad{background:linear-gradient(135deg,var(--g200b) 0%,#a8c8f0 40%,var(--g500b) 100%);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}
    .hero-sub{font-size:1.18rem;color:rgba(245,238,220,.55);max-width:480px;margin-bottom:44px;line-height:1.7}
    .hero-cta{display:flex;gap:16px;flex-wrap:wrap;margin-bottom:64px}
    .btn-hero{display:inline-block;text-decoration:none;cursor:pointer;border:none;padding:18px 38px;border-radius:100px;font-family:inherit;font-size:1.05rem;font-weight:800;background:linear-gradient(135deg,var(--g200a),var(--g500b));color:#fff;transition:transform .2s,box-shadow .2s;box-shadow:0 8px 32px rgba(74,144,217,.3)}
    .btn-hero:hover{transform:translateY(-3px);box-shadow:0 16px 40px rgba(74,144,217,.4)}
    .btn-ghost{display:inline-block;text-decoration:none;cursor:pointer;border:none;padding:18px 38px;border-radius:100px;font-family:inherit;font-size:1.05rem;font-weight:700;border:2px solid rgba(245,238,220,.2);color:rgba(245,238,220,.7);background:transparent;transition:border-color .2s,color .2s}
    .btn-ghost:hover{border-color:rgba(245,238,220,.5);color:var(--cream)}
    .hero-stats{display:flex;gap:48px;flex-wrap:wrap;border-top:1px solid rgba(245,238,220,.1);padding-top:40px}
    .snum{font-size:2.1rem;font-weight:900;letter-spacing:-.04em;background:linear-gradient(135deg,var(--g200b),var(--g500b));-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}
    .slabel{font-size:.78rem;color:rgba(245,238,220,.38);margin-top:2px}

    /* mock phone */
    .hero-right{position:relative;z-index:2;display:flex;align-items:center;justify-content:center;padding-top:100px}
    .mock{width:310px;background:#1a1920;border-radius:28px;border:1px solid rgba(245,238,220,.08);padding:28px 22px;box-shadow:0 40px 100px rgba(0,0,0,.5),0 0 0 1px rgba(74,144,217,.1);position:relative}
    .mock::before{content:'';position:absolute;inset:0;border-radius:28px;background:linear-gradient(135deg,rgba(74,144,217,.06),rgba(201,168,76,.04));pointer-events:none}
    .mhead{display:flex;justify-content:space-between;align-items:center;margin-bottom:22px}
    .mtitle{font-size:.72rem;font-weight:800;color:var(--cream);letter-spacing:.06em;text-transform:uppercase}
    .mrow{display:flex;align-items:center;gap:12px;padding:11px 13px;border-radius:14px;background:rgba(245,238,220,.04);margin-bottom:8px;border:1px solid rgba(245,238,220,.06)}
    .micon{width:34px;height:34px;border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:.95rem;flex-shrink:0}
    .ico-m{background:linear-gradient(135deg,#4a90d9,#7bb3e8)}
    .ico-s{background:linear-gradient(135deg,#c9a84c,#8b6914)}
    .ico-a{background:linear-gradient(135deg,#6c63ff,#a78bfa)}
    .minfo{flex:1}
    .mname{font-size:.8rem;font-weight:700;color:var(--cream)}
    .mdate{font-size:.67rem;color:rgba(245,238,220,.3)}
    .mamount{font-size:.88rem;font-weight:800}
    .neg{color:rgba(245,238,220,.55)} .pos{color:#a8ff78}
    .mdiv{height:1px;background:rgba(245,238,220,.07);margin:14px 0}
    .mbal-lbl{font-size:.64rem;color:rgba(245,238,220,.32);text-transform:uppercase;letter-spacing:.08em;margin-bottom:4px}
    .mbal-num{font-size:1.9rem;font-weight:900;letter-spacing:-.04em;background:linear-gradient(135deg,var(--g200b),var(--g500b));-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}
    .mbal-chg{font-size:.7rem;color:#a8ff78;margin-top:2px}
    .float-card{position:absolute;right:-48px;bottom:56px;background:#1a1920;border-radius:16px;padding:15px 20px;border:1px solid rgba(201,168,76,.22);box-shadow:0 20px 60px rgba(0,0,0,.4);min-width:155px}
    .flbl{font-size:.64rem;color:rgba(245,238,220,.32);text-transform:uppercase;letter-spacing:.08em;margin-bottom:5px}
    .fval{font-size:1.4rem;font-weight:900;background:linear-gradient(135deg,#c9a84c,#e8d08a);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}
    .fsub{font-size:.68rem;color:#a8ff78;margin-top:2px}

    /* ── SHARED SECTION LAYOUT ── */
    .sec{padding:100px 60px;max-width:100%}
    .sec-inner{max-width:1600px;margin:0 auto}
    .sec-label{display:inline-block;font-size:.72rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:rgba(245,238,220,.32);margin-bottom:16px}
    h2{font-size:clamp(2.2rem,4vw,3.4rem);font-weight:900;letter-spacing:-.03em;line-height:1.1;margin-bottom:14px;color:var(--cream)}
    .sec-sub{font-size:1.12rem;color:rgba(245,238,220,.48);max-width:580px;margin-bottom:56px}

    /* ── PROBLEMS ── */
    .prob-block{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center;margin-bottom:96px}
    .prob-block.rev{direction:rtl}
    .prob-block.rev>*{direction:ltr}
    .prob-emoji{display:block;margin-bottom:22px;line-height:1}
    .prob-text h3{font-size:1.7rem;font-weight:900;margin-bottom:14px}
    .prob-text p{font-size:1.08rem;color:rgba(245,238,220,.55);line-height:1.75}
    .infog{background:var(--dark);border:1px solid var(--border);border-radius:26px;padding:40px;transition:border-color .3s;position:relative;overflow:hidden}
    .infog:hover{border-color:rgba(74,144,217,.25)}
    .infog-title{font-size:.7rem;font-weight:800;text-transform:uppercase;letter-spacing:.1em;color:rgba(245,238,220,.3);margin-bottom:26px}

    .bar-chart{display:flex;align-items:flex-end;gap:12px;height:130px}
    .bc-col{display:flex;flex-direction:column;align-items:center;flex:1}
    .bc-bar{width:100%;border-radius:8px 8px 0 0;position:relative}
    .bc-val{position:absolute;top:-22px;left:50%;transform:translateX(-50%);font-size:.78rem;font-weight:900;color:var(--cream);white-space:nowrap}
    .bc-lbl{font-size:.72rem;color:rgba(245,238,220,.42);text-align:center;margin-top:4px}

    .donut-wrap{display:flex;align-items:center;gap:32px}
    .donut-legend{display:flex;flex-direction:column;gap:12px;flex:1}
    .dl-item{display:flex;align-items:center;gap:10px;font-size:.85rem}
    .dl-dot{width:11px;height:11px;border-radius:50%;flex-shrink:0}
    .dl-name{color:rgba(245,238,220,.68);flex:1}
    .dl-pct{font-weight:800}

    .tl-list{display:flex;flex-direction:column;gap:16px}
    .tl-row{display:flex;align-items:center;gap:14px}
    .tl-lbl{font-size:.82rem;color:rgba(245,238,220,.55);width:160px;flex-shrink:0}
    .tl-track{flex:1;background:rgba(245,238,220,.06);border-radius:100px;height:10px;overflow:hidden}
    .tl-fill{height:100%;border-radius:100px}
    .tl-pct{font-size:.82rem;font-weight:800;width:42px;text-align:right;flex-shrink:0}

    /* ── BENTO FEATURES ── */
    .bento{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
    .bc{background:var(--dark);border:1px solid var(--border);border-radius:var(--r);padding:36px 30px;transition:transform .3s,border-color .3s}
    .bc:hover{transform:translateY(-5px);border-color:rgba(201,168,76,.25)}
    .bc.w2{grid-column:span 2}
    .bc-icon{width:54px;height:54px;border-radius:16px;display:flex;align-items:center;justify-content:center;font-size:1.5rem;margin-bottom:20px}
    .fi1{background:rgba(74,144,217,.12);border:1px solid rgba(74,144,217,.2)}
    .fi2{background:rgba(108,99,255,.10);border:1px solid rgba(108,99,255,.2)}
    .fi3{background:rgba(201,168,76,.12);border:1px solid rgba(201,168,76,.22)}
    .fi4{background:rgba(168,255,120,.08);border:1px solid rgba(168,255,120,.18)}
    .bc h3{font-size:1.15rem;font-weight:800;margin-bottom:9px}
    .bc p{font-size:.98rem;color:rgba(245,238,220,.52);line-height:1.7}
    .mini-chart{display:flex;align-items:flex-end;gap:5px;height:50px;margin-top:22px}
    .mc{border-radius:4px 4px 0 0;flex:1}

    /* ── PROOF ── */
    .proof-box{background:var(--dark);border-radius:32px;padding:72px 80px;border:1px solid var(--border);position:relative;overflow:hidden}
    .proof-box::before{content:'';position:absolute;top:-100px;right:-100px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(74,144,217,.10),transparent 70%)}
    .proof-box::after{content:'';position:absolute;bottom:-80px;left:80px;width:300px;height:300px;border-radius:50%;background:radial-gradient(circle,rgba(201,168,76,.08),transparent 70%)}
    .proof-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:48px;margin-top:52px;position:relative;z-index:1}
    .pstat .num{font-size:3.4rem;font-weight:900;letter-spacing:-.04em;background:linear-gradient(135deg,var(--g200b),var(--g500b));-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}
    .pstat .lbl{font-size:1rem;color:rgba(245,238,220,.42);margin-top:7px}
    .proof-box h2,.proof-box .sec-label{position:relative;z-index:1}

    /* ── AUDIENCE ── */
    .aud-block{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center;margin-bottom:80px}
    .aud-block.rev{direction:rtl}
    .aud-block.rev>*{direction:ltr}
    .aud-emoji{display:block;margin-bottom:20px;line-height:1}
    .aud-text h3{font-size:1.6rem;font-weight:900;margin-bottom:12px}
    .aud-text p{font-size:.98rem;color:rgba(245,238,220,.52);line-height:1.75}
    .aud-visual{background:var(--dark);border:1px solid var(--border);border-radius:26px;padding:40px;text-align:center;transition:border-color .3s}
    .aud-visual:hover{border-color:rgba(201,168,76,.3)}
    .aud-bignum{font-size:4.5rem;font-weight:900;letter-spacing:-.04em;background:linear-gradient(135deg,var(--g200b),var(--g500b));-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;line-height:1;margin-bottom:10px}
    .aud-desc{font-size:1rem;color:rgba(245,238,220,.5);line-height:1.6;margin-bottom:22px}
    .tags{display:flex;flex-wrap:wrap;gap:8px;justify-content:center}
    .tag{padding:5px 16px;border-radius:100px;border:1px solid rgba(245,238,220,.12);font-size:.78rem;color:rgba(245,238,220,.58)}

    /* ── BANKS SECTION ── */
    .banks-sec{background:var(--dark);border-radius:32px;padding:72px 80px;position:relative;overflow:hidden}
    .banks-sec::before{content:'';position:absolute;top:-80px;left:-80px;width:350px;height:350px;border-radius:50%;background:radial-gradient(circle,rgba(74,144,217,.10),transparent 70%)}
    .banks-sec::after{content:'';position:absolute;bottom:-80px;right:-80px;width:280px;height:280px;border-radius:50%;background:radial-gradient(circle,rgba(201,168,76,.08),transparent 70%)}
    .banks-layout{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center;position:relative;z-index:1}
    .banks-left h2{margin-bottom:20px}
    .banks-left p{font-size:1rem;color:rgba(245,238,220,.52);line-height:1.75;margin-bottom:36px}
    .banks-logos{display:flex;flex-wrap:wrap;gap:16px;align-items:center;margin-top:8px}
    .bank-pill{display:flex;align-items:center;gap:10px;background:rgba(245,238,220,.05);border:1px solid rgba(245,238,220,.1);border-radius:100px;padding:10px 20px;font-size:.88rem;font-weight:700;color:rgba(245,238,220,.75);transition:border-color .2s,background .2s}
    .bank-pill:hover{border-color:rgba(74,144,217,.35);background:rgba(74,144,217,.07)}
    .bank-pill.coming{opacity:.45;cursor:default}
    .bank-icon{font-size:1.1rem}
    .banks-right{display:flex;justify-content:center;align-items:center}
    .banks-diagram{position:relative;width:320px;height:320px}
    .bd-center{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);width:90px;height:90px;border-radius:50%;background:linear-gradient(135deg,var(--g200a),var(--g500b));display:flex;align-items:center;justify-content:center;box-shadow:0 0 40px rgba(74,144,217,.25);z-index:2}
    .bd-center img{width:56px;height:56px;object-fit:contain}
    .bd-node{position:absolute;width:70px;height:70px;border-radius:50%;background:var(--dark2);border:2px solid rgba(245,238,220,.15);display:flex;align-items:center;justify-content:center;font-size:1.3rem;font-weight:800;transition:border-color .3s}
    .bd-node:hover{border-color:rgba(74,144,217,.5)}
    .bd-node span{font-size:.62rem;font-weight:800;text-align:center;color:rgba(245,238,220,.6);line-height:1.2}
    .bd-n1{top:10px;left:50%;transform:translateX(-50%)}
    .bd-n2{top:50%;right:10px;transform:translateY(-50%)}
    .bd-n3{bottom:10px;left:50%;transform:translateX(-50%)}
    .bd-n4{top:50%;left:10px;transform:translateY(-50%)}
    .bd-arrow{position:absolute;font-size:1.1rem;color:rgba(201,168,76,.5)}
    .bd-a1{top:28%;right:22%}
    .bd-a2{bottom:22%;right:22%}
    .bd-coming{position:absolute;bottom:16px;right:16px;background:rgba(245,238,220,.04);border:1px dashed rgba(245,238,220,.15);border-radius:12px;padding:10px 16px;font-size:.72rem;color:rgba(245,238,220,.4)}

    /* ── MISSION ── */
    .mission-sec{
      position:relative;overflow:hidden;background:var(--dark2);
      padding:120px 60px;
    }
    .mission-inner{
      max-width:1600px;margin:0 auto;
      display:grid;grid-template-columns:1fr 1fr;
      gap:80px;align-items:center;position:relative;
    }
    .mission-bg-logo{
      position:absolute;right:-40px;top:50%;transform:translateY(-50%);
      width:480px;opacity:.07;
      filter:invert(1) brightness(3);
      pointer-events:none;z-index:0;
    }
    .mission-left{position:relative;z-index:2}
    .mission-left h2{
      font-size:clamp(2.4rem,4.2vw,4rem);
      font-weight:900;letter-spacing:-.04em;line-height:1.08;margin-bottom:0;
    }
    .mission-left h2 .grad-text{
      background:linear-gradient(135deg,var(--g200b) 0%,#a8c8f0 40%,var(--g500b) 100%);
      -webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;display:block;margin-bottom:12px;
    }
    .mission-right{position:relative;z-index:2}
    .mission-right h3{font-size:1.5rem;font-weight:800;color:var(--cream);margin-bottom:24px}
    .mission-right p{font-size:1.05rem;color:rgba(245,238,220,.58);line-height:1.85;margin-bottom:0}
    .mission-right p span{display:block;margin-top:22px}
    footer{border-top:1px solid rgba(245,238,220,.07);padding:32px 40px;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:14px;max-width:100%}
    .flogo img{height:42px;width:auto}
    footer p{font-size:.8rem;color:rgba(245,238,220,.28)}

    /* ── TEAM GRID desktop ── */
    .team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;width:100%}
    .tc{background:var(--dark);border:1px solid var(--border);border-radius:var(--r);padding:44px 36px;text-align:center;transition:border-color .3s}
    .tc:hover{border-color:rgba(74,144,217,.28)}
    .tav{width:86px;height:86px;border-radius:50%;background:linear-gradient(135deg,var(--g200a),var(--g500b));color:#fff;display:flex;align-items:center;justify-content:center;font-size:1.9rem;font-weight:900;margin:0 auto 20px}
    .tc h3{font-size:1.25rem;font-weight:800;margin-bottom:10px}
    .tc .role{font-size:.95rem;color:rgba(245,238,220,.5);line-height:1.65}

    /* ── CTA BOX desktop ── */
    .cta-box{background:var(--dark);border-radius:32px;padding:72px 80px;text-align:center;border:1px solid rgba(74,144,217,.14);position:relative;overflow:hidden;width:100%}
    .cta-box::before{content:'';position:absolute;top:-80px;left:50%;transform:translateX(-50%);width:550px;height:300px;background:radial-gradient(ellipse,rgba(74,144,217,.12),transparent 70%)}
    .cta-box h2,.cta-box .sec-label{position:relative;z-index:1}
    .cta-sub{position:relative;z-index:1;font-size:1.05rem;color:rgba(245,238,220,.52);max-width:420px;margin:0 auto 42px}
    .form-wrap{max-width:520px;margin:0 auto;position:relative;z-index:1;width:100%}
    .frow{display:flex;gap:12px;margin-bottom:13px}
    .frow input{flex:1;padding:15px 22px;border-radius:100px;border:2px solid rgba(245,238,220,.12);background:rgba(245,238,220,.05);color:var(--cream);font-family:inherit;font-size:.95rem;outline:none;transition:border-color .2s}
    .frow input::placeholder{color:rgba(245,238,220,.28)}
    .frow input:focus{border-color:rgba(74,144,217,.45)}
    .fcheck{display:flex;align-items:center;gap:10px;margin-bottom:24px}
    .fcheck input{width:16px;height:16px;accent-color:var(--g200b);cursor:pointer}
    .fcheck label{font-size:.86rem;color:rgba(245,238,220,.5);cursor:pointer}
    .btn-cta{width:100%;padding:17px;font-size:1rem;font-weight:800;border-radius:100px;border:none;cursor:pointer;font-family:inherit;background:linear-gradient(135deg,var(--g200a),var(--g500b));color:#fff;transition:transform .2s,box-shadow .2s;box-shadow:0 8px 28px rgba(74,144,217,.25)}
    .btn-cta:hover{transform:translateY(-2px);box-shadow:0 16px 36px rgba(74,144,217,.35)}
    .fnote{margin-top:12px;font-size:.74rem;color:rgba(245,238,220,.25)}


    @media(max-width:1024px){
      .hero,.prob-block,.aud-block,.banks-layout{grid-template-columns:1fr}
      .hero-right,.prob-block.rev,.aud-block.rev,.banks-layout .banks-right{display:none}
      .prob-block.rev,.aud-block.rev{direction:ltr}
      nav{padding:14px 20px}
      .sec,.mission-inner{padding:64px 36px}
      .bento{grid-template-columns:1fr 1fr}
      .proof-box,.banks-sec,.cta-box{padding:40px 24px}
      .proof-grid{grid-template-columns:1fr;gap:28px}
      .team-grid{grid-template-columns:1fr}
      footer{padding:28px 20px}
    }
